Loan Programs – David Pollack Mortgage Broker

Loan Options—Made Simple

There’s no one-size-fits-all mortgage.

The right loan depends on your goals, your finances, and your long-term plans. Our job is to walk you through your options and help you choose what actually makes sense for you.

Loan Types

Explore flexible mortgage loan options designed to fit your goals, budget, and homeownership needs. Whether you’re buying your first home, refinancing, or investing, David Pollack Mortgage Team is here to help you find the right financing solution.

Conventional Loans

A great option for buyers with solid credit and stable income. Flexible and widely used.

FHA Loans

Popular for first-time buyers. Lower down payment options and more flexible credit guidelines.

VA Loans

For eligible veterans and active-duty service members. No down payment options and strong benefits.

Jumbo Loans

For higher-priced homes that exceed conventional loan limits, common in parts of South Florida.

Refinancing

Whether you’re looking to lower your rate, reduce your payment, or access equity, we’ll help you evaluate if it actually makes sense.

DSCR Loans

Use the rental income from your investment property to help qualify for financing, rather than relying solely on your personal income. DSCR loans offer a flexible solution for purchasing or refinancing rental properties.

Guidance

Not sure which one you fall into? That’s normal.

We’ll walk through everything with you and explain it in plain terms—so you feel confident in your decision.